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Insurance That Actually Makes Sense

 (And Doesn’t Make You Want to Scream Into a Pillow)

Simple plans. Honest advice. Support you can count on.

Whether you’re preparing for retirement, protecting your family, or just trying to understand your options—we’re here to help you make smart choices without the pressure.

 

Talk to a Licensed Insurance Agent

(952) 522-3838

Calling the number above will direct you to a licensed insurance agent

10M+

Customers Trust us & have bought Insurance

100%

Free Educational
Consultation Services

Stephen Marker, CEO

 Licensed Insurance Agent

I’m excited to work with you.

You Deserve Real Help—Not a Sales Pitch.

Hi, I’m Stephen Marker — husband, dad, and your friendly, slightly-over caffeinated insurance guide.

I started Marker Coverage Advisors because I saw how confusing and impersonal this whole industry had become. I’ve sat at too many kitchen tables with people who felt overwhelmed, rushed, or like they needed a secret decoder ring just to understand their options.

That’s not how I do things.

Whether you’re exploring Medicare Advantage plans, life insurance with living benefits, or health coverage for your family, you’ll get real talk, not rehearsed scripts—and probably a joke or two along the way—‘cause that’s just how I roll.

Insurance was never supposed to be just about policies.
It’s about people.
And your people deserve to be protected.

Explore the Plans We Offer

We help individuals, families, and small businesses find the coverage that fits their life—and their budget.

Life Insurance

Protect your family with plans that include living benefits, long-term care, and income replacement—and no, it’s not all “doom and gloom.”

Dental Insurance

Affordable dental plans that keep your smile healthy — with flexible options from trusted providers.

Vision Insurance

See clearly and save more with personalized vision coverage that fits your lifestyle and budget.

Travel Insurance

Because “winging it” is a terrible strategy when you’re 3,000 miles from home.

Critical Illness & Accident Plans

Cash benefits for the unexpected stuff—so your finances don’t take a hit while you heal.

Health Insurance

From age 0 to 64 or Medicare Advantage and Supplement Plans after 65—we’ll walk you through the options without burying you in jargon.

Explore the Plans We Offer

We help individuals, families, and small businesses find the coverage that fits their life—and their budget.

Individual & Family Insurance Plans

From ACA to dental to Medicare, I’ll walk you through it. Self-quote or book a free consult—your call.
Unbiased support for ACA, private, and supplemental plans
Help navigating Medicare and enrollment timelines
Personalized dental and vision options that fit your needs
Free consults to compare top carriers side-by-side
Always compliant with Minnesota health coverage laws

Group Health Insurance Plans for Businesses

Think beyond policies—think peace of mind. Let’s find coverage that supports your loved ones.
Transparent options for term, whole, and final expense plans
No high-pressure sales — just the facts and your goals
Flexible coverage for families, individuals, and small businesses
Licensed broker with access to top-rated national providers
Zero cost to work with me — you only pay the carrier

Why work with Stephen?

Here’s how I make insurance simple, personal, and stress-free—from your first question to your final decision.

01

Honest, Pressure-Free Advice

No confusing terms. No sales traps. Just real answers from someone who’s walked this road with hundreds of families — and isn’t in a rush to close a deal.

02

Family-First Approach

You’re not just a policy number. You’re a real person, with people who count on you. That matters here.

03

Over a Decade of Experience

Insurance has been part of my story since I was a kid (thanks, Dad). Now it’s how I help others plan for peace of mind — with clarity and care.

Calling the number above will direct you to a licensed insurance agent

What our clients say

Hear what others have to say about working with someone who truly listens.

Stephen Marker is a very reliable person he does his job beyond, we’ve been working with him for more than 12 years, and who already become a family friend. He is someone that you can really trust with your coverage.

Edmyr Ian Ramirez

Stephen took his time explaining to me the difference of plans to my benefit. If there was something he needed more info on based on my 99 questions, he consulted the right people and made sure I received the information needed. I have known him for many years and he is always ready to assist.

Buni C.

We opened a set of policies for kids grandkids with Stephen about 20 years ago. He was then, and still is today, an absolute professional. I recommend him highly.

Peter Pullen

I was completely overwhelmed trying to sort out my health insurance after losing both job coverage and state support. After hours on hold with MNSure and getting nowhere, I found Stephen. Out of 25 brokers I contacted, he was the most responsive. He took the time to listen, explain everything clearly, and helped me feel confident in my decision for the first time. I’m truly grateful for his guidance and support.

Cassandra H.

Licensed in 30+ States—And Always Willing to Go the Extra Mile

We’re currently licensed in over 31 states—and if you’re outside our licensed area, just let us know. We’re happy to get licensed in your state to serve you. Your needs come first. Always.

You Don’t Have to Figure This Out Alone

Whether you’re ready to buy or just trying to decode the alphabet soup of insurance acronyms (hello, HMO/PPO/OMG), let’s talk.
Our conversations are always free of charge and focused on helping you feel confident, not cornered.
No pressure. No sales script. Just a real conversation about what makes sense for your life.

Calling the number above will direct you to a licensed insurance agent

You Don’t Pay Me — Ever.

My consults are always free.
The only payment happens between you and the carrier you choose.