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Individual & Family Insurance Plans

Let’s be real — insurance can feel like alphabet soup.

HMO, PPO, IUL, LTC, Medicare Part A-D… it’s enough to make your head spin. That’s where we come in. At Marker Coverage Advisors, we help you sort through the noise, clarify your needs, and find a plan that makes sense — for your life, your stage, and your budget.

Whether you’re planning for retirement, protecting your income, or offering benefits to your employees, there’s a plan that fits. You don’t have to figure it out alone.

If you’re looking guidance/support selecting a plan from the marketplace, please fill out the ACA form here!

Plans That Protect What Matters Most

From newborns to newly retired — our individual and family plans are designed to support you in every season. Whether you need health insurance, life coverage, or protection from the “what-ifs,” we’ll help you make confident decisions without pressure.

Health Insurance

ACA-compliant options and custom plans that match your needs and budget.

Whole & Universal Life Insurance

Long-term financial protection for your loved ones—with flexibility and growth.

Long-Term Care

Plan ahead for future care needs and protect your assets in the process.

Dental & Vision Insurance

Affordable plans that keep smiles bright and eyes healthy.

Travel Insurance

Coverage for medical emergencies or trip interruptions when you’re away from home.

Accident, Critical Illness & Hospital Indemnity Plans

Supplemental protection that pays you directly when life throws the unexpected.
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Feeling Overwhelmed? That’s Normal. (We’ve Got You.)

You don’t have to be an insurance expert — that’s our job. Your job is to breathe, maybe pour some coffee, and let us untangle the spaghetti of options for you.
Our process is simple:
We start with a conversation
We get clear on your goals
Then we find the right fit — together
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Real People.
Real Peace of Mind.

Hear what others have to say about working with someone who truly listens.

Stephen Marker is a very reliable person he does his job beyond, we’ve been working with him for more than 12 years, and who already become a family friend. He is someone that you can really trust with your coverage.

Edmyr Ian Ramirez

Stephen took his time explaining to me the difference of plans to my benefit. If there was something he needed more info on based on my 99 questions, he consulted the right people and made sure I received the information needed. I have known him for many years and he is always ready to assist.

Buni C.

We opened a set of policies for kids grandkids with Stephen about 20 years ago. He was then, and still is today, an absolute professional. I recommend him highly.

Peter Pullen

I was completely overwhelmed trying to sort out my health insurance after losing both job coverage and state support. After hours on hold with MNSure and getting nowhere, I found Stephen. Out of 25 brokers I contacted, he was the most responsive. He took the time to listen, explain everything clearly, and helped me feel confident in my decision for the first time. I’m truly grateful for his guidance and support.

Cassandra H.

Licensed Across 30+ States

We’re licensed in more than 31 states — and counting. Not in yours? No worries. We’ll get licensed in yours, usually within two weeks. It’s just one more way we go the extra mile for our clients.

Need a Little More Clarity?

If you’re unsure where to start, just reach out. We’ll point you in the right direction — even if that direction isn’t us.
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